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Waterfront Homes

Waterfront carries its own due diligence — riparian setbacks, foreshore leases, flood construction levels and dock permitting all vary by body of water and municipality.

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On the market now

Current listings in this collection

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For sale

$499,000

1440 WESTSIDE ROAD

Terrace, BC V8G 4B8

1
Beds: 450
Sq.Ft.: 1
Baths

Manufactured Home/MobileMLS® R3173705

For sale

$699,900

3722 CARSON ROAD

150 Mile House, BC V2G 2G0

4
Beds: 2,192
Sq.Ft.: 3
Baths

Manufactured Home/MobileMLS® R3173679

For sale

$1,174,000

3036 PRITCHARD ROAD

Williams Lake, BC V0L 1G0

3
Beds: 3,888
Sq.Ft.: 4
Baths

HouseMLS® R3172289

For sale

$369,000

305 240 Milton St

Nanaimo, BC V9R 2K6

2
Beds: 890
Sq.Ft.: 1
Baths

ApartmentMLS® 1050661

For sale

$1,498,000

590 Willow St

Parksville, BC V9P 1A5

3
Beds: 2,104
Sq.Ft.: 2
Baths

HouseMLS® 1051516

For sale

$832,000

206 588 BROUGHTON STREET

Vancouver, BC V6G 3E3

1
Beds: 726
Sq.Ft.: 1
Baths

ApartmentMLS® R3170108

The questions waterfront buyers should always ask

Riparian setbacks (how close to the water's edge you can build or alter land) and flood construction levels are set locally and can materially limit what you're allowed to build or renovate, even on a large waterfront lot. If the property has a dock, confirm whether it's under a valid provincial or federal permit (Front Counter BC or Transport Canada, depending on the water body) — an undocumented dock can become the new owner's problem to legalize or remove.

Insurance is the other piece that surprises buyers: overland flood coverage isn't automatic on every policy, and premiums on true waterfront property can run well above a comparable inland home. Get an insurance quote before your subject-removal deadline, not after.

Common questions

Before you reach out

If yours isn't here, ask us directly — we'd rather answer it now.

Can I build a dock on a waterfront property?

Only with the right permit for that specific body of water, and rules differ between provincial Crown foreshore, federal navigable waters, and privately held foreshore. We check what's permitted, and what's already permitted versus grandfathered, before you rely on it.

Is waterfront property harder to insure?

It can be, particularly for overland flood coverage, and premiums are often higher than a comparable inland property. We recommend getting an insurance quote during your subject period, not after removing subjects.

Does the speculation and vacancy tax apply to a lake or ski-country waterfront property?

It depends on the municipality — BC's speculation and vacancy tax applies only in specified taxable regions, not province-wide, so a waterfront property outside those regions may not be subject to it at all. We check whether a specific listing sits inside a taxable area.

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